Insurance Discount for Winter Tires

December 2, 2015.

As of January 1, 2016, Ontario residents who put winter tires on their vehicles are eligible for a 5% discount on their auto policies under the APA`s group auto insurance plan (savings vary, depending on the insurer). This is a significant incentive that will help to cover the annual installation cost of winter tires. You may be asked to provide a proof of purchase.

If you’re in the market for winter tires, be sure to check the APA’s winter tire reviews. Now is a good time to buy, as several brands are offering discounts of $40-$70 on a set of four tires, until December 15, and we’ve obtained some very competitive prices from three participating Consumer’s Tire locations. APA Members can see those prices here. APA`s members in Quebec benefit from Member Pricing at Talon Tire. If you are not currently an APA Member, you can still take advantage of pricing on this page.

Member Update on APA`s Group Insurance Program

Debbie Arnold at Sound Insurance informed us that rates for the APA group in Ontario were adjusted to be even more competitive. The group insurance plan is offered to current APA members who are Ontario residents, and applies to both home and auto policies. In cases where the quote under the APA plan isn’t competitive, Debbie can offer insurance via a different carrier, as per the working arrangement with the APA.

Here are some examples of recent quotes provided by Sound Insurance to APA members on the group plan:

City Program Auto Program Property Total Market
Total  Savings 
Toronto $1945 $313  $2258  $1694  $322  $2016  $242 
Ajax $3512 $953  $4465  $2855  $1141  $3996  $469 
Etobicoke $2192 $637  $2829  $2473  $756  $3229  $400 
Kitchener $1751 $675  $2426  $1808  $750  $2558  $132 
Kingston $895 $304  $1199  $917  $305  $1222  $23 

If you’re about to renew your auto insurance, or are about to acquire a new vehicle, contact Debbie Arnold at Sound Insurance for a quote. It’s usually best to leave your current insurance coverage in place until it’s up for a renewal, but having the quotation ready ahead of time doesn`t hurt, and Sound can send you a reminder when the renewal date approaches.

To contact Sound Insurance call toll free 1-888-756-3334 or 416-646-0155 locally, or email a message to and you will receive an answer within 24 hours.

If you have any insurance questions, you can speak to Debbie directly this evening, Wednesday December 2nd, as she will be the guest on the Lemon-Aid Show which airs on Rogers Community Television, tonight, Wednesday December 2nd at 9:00 p.m. For those of you who are not Rogers customers, the APA will have a clip from the show on our website in about a week.


New Car Buying Service
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Used Car Buying Service
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APA Lemon-Aid Reviews
Our expert staff can help you select the vehicle that best suits your needs.

Group Rate Insurance Program
APA has negotiated insurance discounts for members.

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